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This lesson invites students to research and evaluate investment vehicles and explore how investments are regulated."},{"label":"Investing","path":"http://www.dlc.com/PFS-Investing","source":"Next Gen Personal Finance","text":"This complete unit plan includes lessons, activities, projects, and case studies on investing including stocks, bonds, and mutual funds. (To access these resources, you will need to register for a free account and verify that you are an educator.)"},{"label":"Discovering the Benefits of Investing Early","path":"http://www.dlc.com/PFS-InvestingEarly","source":"Consumer Financial Protection Bureau (CFPB)","text":"In this activity, students use an online calculator to compare investments for three fictional investors. In doing so, they learn about the value of investing early."},{"label":"Financial Markets","path":"http://www.dlc.com/PFS-FinancialMarkets","source":"Council for Economic Education","text":"This four-minute video explains how people make—and lose—money through investing. Stocks, bonds, mutual funds, and exchange-traded funds are explained."},{"label":"STAX","path":"http://www.dlc.com/PFS-Arcade","source":"Next Gen Personal Finance","text":"In this investing game, students make decisions as they allocate their savings between a variety of investment options and learn about each investment as they go. Students can play independently or compete against each other. A reflection worksheet is also provided."},{"label":"Crypto Craze","path":"http://www.dlc.com/PFS-Arcade","source":"Next Gen Personal Finance","text":"This game provides students with the chance to learn about cryptocurrency. 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Students discuss the need to have a diversified portfolio and then work individually to create a portfolio with at least ten companies from three or more sectors.","links":[{"label":"Download Activity","path":"/pdf/DFS-PFS-HS-Unit8-ClassActivity-Topic2-BuildYourOwnPortfolio.pdf"}]}],"links":{"title":"Supplemental Resource Links","items":[{"label":"Diversification and Risk","path":"http://www.dlc.com/PFS-DiversandRisk","source":"Federal Reserve Bank of St. Louis","text":"In this lesson, students work with a portfolio of investments and assess the risk associated with the products in their portfolios. They later determine which savings and investment instruments might be most suitable for clients of different ages and economic status."},{"label":"Diversification","path":"http://www.dlc.com/PFS-Diversification","source":"Napkin Finance","text":"An infographic shows how diversification works. 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Once logged in, the link above will take you directly to the resource.)"},{"label":"Writing About Giving","path":"http://www.dlc.com/PFS-WritingAboutGiving","source":"Consumer Financial Protection Bureau (CFPB)","text":"In this activity, students use online research to identify a local charitable organization that interests them and write a persuasive letter encouraging others to support the organization."},{"label":"50 Community Services Ideas for Teen Volunteers","path":"http://www.dlc.com/PFS-CommunityService","source":"Teen Life","text":"This list provides 50 ways for your students to give back to their communities. Ideas include helping a nonprofit organization set up a social media account and mentoring children. The list also highlights some young people who have created their own organizations to help others."},{"label":"Spent","path":"http://www.dlc.com/PFS-PlaySpent","source":"Urban Ministries of Durham and McKinney","text":"Do your students understand the challenges faced by people with limited financial resources? This activity builds empathy in students by having them try to make ends meet for a month with $1,000 in savings."},{"label":"Charity Navigator","path":"http://www.dlc.com/PFS-ChairtyNavigator","source":"Charity Navigator","text":"Students can research and compare organizations to which they may wish to donate time or money."}]}},{"number":"Topic 4","title":"Avoiding Financial Fraud","intro":"Help your students understand the different types of financial fraud and discuss the ways to prevent financial fraud and abuse.","module":{"tag":"Self-paced Module","image":"Ed-HS-SPM-U8-T4.jpg","title":"Avoiding Financial Fraud","duration":"10 to 15 minutes (plus optional discussion)","text":"During this module, your students will get an overview of different types of financial fraud, including identity theft and investment fraud, and learn strategies to reduce risks.","launch":{"label":"Launch Module","path":"https://app.discoveryeducation.com/static/interactives/cep/pathway/unit-8-topic-4/"}},"links":{"title":"Supplemental Resource Links","items":[{"label":"Consumer Skills","path":"http://www.dlc.com/PFS-ConsumerSkills","source":"Next Gen Personal Finance","text":"This complete unit plan includes lessons, activities, projects, and case studies that help students avoid becoming victims of financial scams and fraud such including identity theft. (To access these resources, you will need to register for a free account and verify that you are an educator.)"},{"label":"Preventing Fraud and Identity Theft","path":"http://www.dlc.com/PFS-ConsumerFinance1","source":"Consumer Financial Protection Bureau (CFPB)","text":"Check out CFPB’s activities related to fraud and identity theft. Each takes a different approach, including [investigating different types](http://www.dlc.com/PFS-ConsumerFinance2 \"_blank\"), [examining statistics](http://www.dlc.com/PFS-ConsumerFinance3 \"_blank\"), [researching consumer protection](http://www.dlc.com/PFS-ProtectingYourself \"_blank\"), and [how to report fraud](http://www.dlc.com/PFS-ConsumerFinance4 \"_blank\")."},{"label":"Protect Yourself","path":"http://www.dlc.com/PFS-ProtectYourself","source":"FDIC's Money Smart for Young People","text":"This lesson explores identity theft, prevention strategies for protecting personal information, and the consequences of identity theft in different real-world scenarios. 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This infographic provides an overview of robo-advisors and a chart of pros and cons for using a robo-advisor."},{"label":"What Do Financial Experts Do?","path":"http://www.dlc.com/PFS-FinancialExperts","source":"PBS Two Cents","text":"In this video, students learn about professionals who can help them with their finances, including accountants, insurance agents, lawyers, and financial advisors as well as mentors with experience in specific areas."},{"label":"Start Here, Go Places","path":"http://www.dlc.com/PFS-StartHereGo","source":"American Institute of Certified Public Accountants","text":"This site provides resources for both teachers and students on the field of accounting and what it takes to become one. 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